Simple Ways To Get Your Money Back From Scammer?

So the worst has come to pass - you realise you clicked on that order button too fast, and the site you used was a scam - what now?

Well first of all don’t despair!!

The first port of call when having an issue is to simply ask for a refund. This is the easiest method of gaining a refund, if they are in fact a legitimate store.

However, if this did not work you can resort to other methods. The first step to helping you get your money back is to pick the payment method you used from the list below:

1. PayPal
2. Debit card/Credit card
3. Bank transfer
4. Wire transfer
5. Google Pay

Paypal

By using PayPal you have a strong chance of getting your money back if you were scammed. On their website, you can file a dispute. This is valid within 180 calendar days of your purchase.

Conditions to file a dispute

The simplest situation is that you ordered from an online store and it has not arrived. In this cas,e this is what PayPal states:

"If your order never shows up and the seller can't provide proof of shipment or delivery, you'll get a full refund. It's that simple."

- PayPal

There are further scenarios that can be solved through opening a dispute:

The scammer has sent you a completely different item.

- For example, you ordered a PlayStation 4, but instead received only a Playstation controller.

The condition of the item was misrepresented on the product page.

Payment via debit card/credit card

If you have paid the online store via a debit card or credit, your best bet is to go through your card’s bank, and check if they have a section on ‘disputed transactions’ or mention the ‘chargeback’ process. This process can be rather complicated - as demonstrated perfectly by this infographic from Chargebacks911.

Bank Transfer

Which.co.uk has the following to say about getting your money back from a bank transfer. When you have fallen victim to a scam that led to you transferring money to another bank you should contact your bank immediately.

Once notified they can attempt to recover the funds. If this is not successful, you can make a complaint to your bank or get in contact with your local financial ombudsman. Furthermore, Which.co.uk states that contacting the authorties and having a case number on hand can help with this process.

Wire Transfer Service

Beware of using money transfer services. Which.co.uk points out that using services such as MoneyGram, PayPoint or Western Union (a favourite among scammers) can make it difficult to get your money back.

The best advice here is that if you aren't sure about the transaction, do not choose this method of payment.

Unauthorised Mystery Payment

Are you looking at a financial statement with an odd purchase? Perhaps an amount that is deducted by a company you have no memory of?

Google Pay

Do you think someone has used your Google Pay account without your permission? Perhaps there has been a strange payment you cannot remember making...

Well don't worry! Google has a dispute system in place to help you out. Head here to read more on what to do if you wish to dispute, report or cancel a payment.

Scamadviser Note: This page will be updated as we add more information!

Source -https://www.scamadviser.com/scam-reports/tips-support/26/how-do-i-get-money-back-from-a-scammer

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